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   Investment and Property in Georgina, Canada - Call Anna (905) 722-3211




Homes for Sale in Keswick
877-356-7033


Anna Belyntseva
Sales Representative

Office: 1-877-356-7033 ext 337
Phone: (905) 722-3211
Mobile: (905) 252-0388

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Royal LePage
Your Community Realty
Real Estate Brokerage.

Keswick Office
461 The Queensway South
Keswick, Ontario L4P 2C9

Sutton Office
165 High Street
Sutton, Ontario L0E 1R0
PO Box #542
 

ANNA - YOUR AGENT

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10 closing costs when buying a home:


1 Land Transfer tax. When a home changes hands, many provinces and a few municipalities charge a property transfer tax or title transfer fee. Rates are usually on a scale of 0.5% to 2% of the home's value and can add thousands to your purchase price. First-time homebuyers qualify for rebates or exemptions in some provinces.

2. Appraisal fee. Your lender may ask you to have a home appraised to comfirm its market value. Fees vary depending on a property's value and complexity, but are typically around $300.

3. Legal fees. A lawyer or notary will help protect your interests by reviewing your purchase agreement, searching the property title, and ensuring that all documents are completed properly. Basic legal fees start between $500 and $800, plus disbursements, with added services as needed.

4. Home inspection. An inspection can help make you aware of issues related to a house's structure and systems, such as plumbing and electrical, and recommended or necessary repairs. Fees range from about $350 to $450.

5. Home/fire insurance. Your lender will require proof that the property is insured in case of fire and other damage. Insurance costs vary, depending on the coverage needed, but budget for at least $500 a year.

6. Costs for vewly constructed homes. If you are buying a brand-new home, be prepared to settle any items not quoted in the original price, including upgrades or paving and landscaping fees. New homes are also subject to 5% GST or 13% HST, although this is often included in your purchase price. A federal rebate reduces the GST or the federal part of the HST to about 3.5% for homes valued at $350,000 or less.

7.Prepaid costs. If the seller has paid property taxes, water bills, or utilities in advance, you'll need to reimburse these at closing. This can add hundreds to your upfront costs, but means these bills will be paid for your first months in your new home.

8. Tax on mortgage insurance. If you have less than a 20% down payment, your lender will require that you obtain mortgage default insurance. You can roll the cost into your mortgage payments, but the PST is due at closing. For example, if your mortgage insurance is $5,000 and the PST is 8%, you'll pay $400.

9. Title insurance. Title insurance can safeguard you against fraud and problems with your property title or survey. Fees range from $150 to $350.

10. Moving-in costs. Before the big day, budget for all those last-minute things: $100 or more to rent a van or a few hundred for professional movers, $50 to $60 for a locksmith to rekey your locks, and cleaning supplies. Such incidentals can easily come to $500 or more.


Georgina Community



  • Keswick
  • Belhaven
  • Sutton
  • Jackson's Point
  • Baldwin
  • Virginia
  • Pefferlaw
  • Port Bolster
  • Udora
  • Willow Beach

 


LAKE SIMCOE HOMES, COTTAGES, LAND IN KESWICK, GEORGINA, NEWMARKET, BROCK.


Buying Real Estate in Keswick, Georgina can prove to be the best investment you will ever make!

Welcome to my piece of real estate on the World Wide Web. Feel free to browse my site, sign up for free reports, home finder or information I offer. Whether you’re the buyer or seller, my website is meant to be the one and only place you need to visit. From real estate listings to community and mortgage information, everything you need to sell or purchase a home is just one click away.

My Personal service Guarantee

  • Represent your best interest at all times
  • Maintain confidentiality
  • Conduct my duties with professionalism, integrity and efficiency
  • Conduct exhaustive property search
  • Provide property information sheets on all homes listed for sale within the price range and description you want
  • Provide a list of mortgage brokers, insurance companies, home inspectors, Real Estate Lawyers, moving companies, local contractors
  • Call attention to advantages and disadvantages of homes viewed
  • Provide market value of homes that are of interest to you
  • Preparation of offers/counter offers in your best interest as per Canadian Contract Law
  • Provide on-going contact as homes that meet your criteria become available


7 THINGS YOU MUST KNOW BEFORE PUTTING YOUR HOME UP FOR SALE


GEORGINA - A new report has just been released whick reveals 7 costly mistakes that most homeowners make whn selling their home, and a 9 Step System that can help you sell your home fast and for the most amount of money.

This industry report shows clearly how the traditional ways of selling homes have become increasingly less and less effective in today's market. The fact of the matter is that fully three quarters of homesellers don't get what they want for their homes and become disillusioned and - worse - financially disadvantaged when they put their homes on the market.

As this report uncovers, most homesellers make 7 deadly mistakes that cost them literally thousands of dollars. The good news is that each and every one of these mistakes is entirely preventable. In answer to this issue, industry insiders have prepared a free special report entitled "The 9 Step System to Get Your Home Sold Fast and For Top Dollar".

To order a FREE Special Report, visit www.CostlyHomeSaleMistakes.com or to hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-800-613-5919 enter 1000.

You can call any time, 24 hours a day, 7 days a week. Get your free special report NOW to find out how you can get the most money for your home.


11 CRITICAL HOME INSPECTION TRAPS TO BE AWARE OF BEFORE LISTING YOUR HOME


GEORGINA - According to industry experts, there are over 33 physical problems that will come under scrutiny during a home inspection when your home is for sale. A new report has been prepared which identifies the eleven most common of these problems, and what you should know about them before you list your home for sale.

Whether you own an old home or a brand new one, there are a number of things that can fall short of requirements during a home inspection. If not identified and dealt with, any of these 11 items could cost you dearly in terms of repair. That's why it's critical that you read this report before you list your home. If you wait until the building inspector flags these issues for you, you will almost certainly experience costly delays in the close of your home sale or, worse, turn prospective buyers away altogether. In most cases, you can make a reasonable pre-inspection yourself if you know what you're looking for, and knowing what you're looking for can help you prevent little problems from growing into costly and unmanageable ones. 

To help homesellers deal with this issue before their homes are listed, a free report entitled "11 Things You Need to Know to Pass Your Home Inspection" has been compiled which explains the issues involved.

To order a FREE Special Report, visit www.ToPassYourHomeInspection.com or to hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-800-613-5919 and enter 1003.

You can call any time, 24 hours a day, 7 days a week. Get your FREE special report NOW to learn how to ensure a home inspection doesn't cost you the sale of your home.


Disclaimer


2010 An Independently owned and operated broker member of Prudential Real Estate Affiliates, Inc., a Prudential company.

Prudential and Prudential are service marks of the Prudential Insurance Company of America and are used herein under license.

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How to prepare your house for sale



Georgina Recreation Plan


Georgina Town Recreation

THE ROC (RECREATIONAL OUTDOOR CAMPUS) is the recreational, social and historical centrepiece of the Town of Georgina and a major regional tourist attraction providing opportunities for active and passive recreation, socialization, economic development and celebration that contribute to the health and well being of residents and to pride in this great community.


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